What changes on 22/02/2016

The text in force from 27/07/1973 compared with the text from 22/02/2016.

Read the act as of 22/02/2016 · other versions: 23/02/2018 · 12/06/2020 · 09/01/2024 · 09/10/2024

Chapter I

• inserted Article 1 - Scope
• inserted Article 2 - Definitions

Chapter II

• inserted Article 3 - Registration

Chapter III

• inserted Article 4 - Exercise of the freedom to provide services
• inserted Article 5 - Breach of obligations when exercising the freedom to provide services
• inserted Article 6 - Exercise of the freedom of establishment
• inserted Article 7 - Division of competence between home and host Member States
• inserted Article 8 - Breach of obligations when exercising the freedom of establishment
• inserted Article 9 - Powers in relation to national provisions adopted in the interest of the general good

Chapter IV

• inserted Article 10 - Professional and organisational requirements
• inserted Article 11 - Publication of ‘general good’ rules
• inserted Article 12 - Competent authorities
• inserted Article 13 - Cooperation and exchange of information between the competent authorities of Member States
• inserted Article 14 - Complaints
• inserted Article 15 - Out-of-court redress
• inserted Article 16 - Restriction on use of intermediaries

Chapter V

• inserted Article 17 - General principle
• inserted Article 18 - General information provided by the insurance intermediary or insurance undertaking
• inserted Article 19 - Conflicts of interest and transparency
• inserted Article 20 - Advice, and standards for sales where no advice is given
• inserted Article 21 - Information provided by ancillary insurance intermediaries
• inserted Article 22 - Information exemptions and flexibility clause
• inserted Article 23 - Information conditions
• inserted Article 24 - Cross-selling
• inserted Article 25 - Product oversight and governance requirements

Chapter VI

• inserted Article 26 - Scope of additional requirements
• inserted Article 27 - Prevention of conflicts of interest
• inserted Article 28 - Conflicts of interest
• inserted Article 29 - Information to customers
• inserted Article 30 - Assessment of suitability and appropriateness and reporting to customers

Chapter VII

• inserted Article 31 - Administrative sanctions and other measures
• inserted Article 32 - Publication of sanctions and other measures
• inserted Article 33 - Breaches, and sanctions and other measures
• inserted Article 34 - Effective application of sanctions and other measures
• inserted Article 35 - Reporting of breaches
• inserted Article 36 - Submitting information to EIOPA in relation to sanctions and other measures

Chapter VIII

• inserted Article 37 - Data protection
• inserted Article 38 - Delegated acts
• inserted Article 39 - Exercise of the delegation
• inserted Article 40 - Transitional period
• inserted Article 41 - Review and evaluation
• inserted Article 42 - Transposition
• inserted Article 43 - Amendment of Directive 2002/92/EC
• inserted Article 44 - Repeal
• inserted Article 45 - Entry into force
• inserted Article 46 - Addressees

Outside any heading

• inserted Recital 1
• inserted Recital 2
• inserted Recital 3
• inserted Recital 4
• inserted Recital 5
• inserted Recital 6
• inserted Recital 7
• inserted Recital 8
• inserted Recital 9
• inserted Recital 10
• inserted Recital 11
• inserted Recital 12
• inserted Recital 13
• inserted Recital 14
• inserted Recital 15
• inserted Recital 16
• inserted Recital 17
• inserted Recital 18
• inserted Recital 19
• inserted Recital 20
• inserted Recital 21
• inserted Recital 22
• inserted Recital 23
• inserted Recital 24
• inserted Recital 25
• inserted Recital 26
• inserted Recital 27
• inserted Recital 28
• inserted Recital 29
• inserted Recital 30
• inserted Recital 31
• inserted Recital 32
• inserted Recital 33
• inserted Recital 34
• inserted Recital 35
• inserted Recital 36
• inserted Recital 37
• inserted Recital 38
• inserted Recital 39
• inserted Recital 40
• inserted Recital 41
• inserted Recital 42
• inserted Recital 43
• inserted Recital 44
• inserted Recital 45
• inserted Recital 46
• inserted Recital 47
• inserted Recital 48
• inserted Recital 49
• inserted Recital 50
• inserted Recital 51
• inserted Recital 52
• inserted Recital 53
• inserted Recital 54
• inserted Recital 55
• inserted Recital 56
• inserted Recital 57
• inserted Recital 58
• inserted Recital 59
• inserted Recital 60
• inserted Recital 61
• inserted Recital 62
• inserted Recital 63
• inserted Recital 64
• inserted Recital 65
• inserted Recital 66
• inserted Recital 67
• inserted Recital 68
• inserted Recital 69
• inserted Recital 70
• inserted Recital 71
• inserted Recital 72
• inserted Recital 73
• inserted Recital 74
• inserted Recital 75
• inserted Recital 76
• inserted Recital 77
• inserted Recital 78
• inserted Recital 79
• inserted Preamble
• inserted Annex I
• inserted Annex II
• inserted Annex III