Insurance Distribution Directive (IDD)
22/02/2016 → 23/02/2018: 0 inserted · 0 removed · 40 amended · 0 moved · 3 renamed · 89 unchanged
Position-only shifts inside the same heading are not changes. Amended = the printed text changed.
Preamble
Preamble · 1 unchanged
Recitals
Recitals · 79 unchanged
Recital 1 · Recital 2 · Recital 3 · Recital 4 · Recital 5 · Recital 6 · Recital 7 · Recital 8 · Recital 9 · Recital 10 · Recital 11 · Recital 12 · Recital 13 · Recital 14 · Recital 15 · Recital 16 · Recital 17 · Recital 18 · Recital 19 · Recital 20 · Recital 21 · Recital 22 · Recital 23 · Recital 24 · Recital 25 · Recital 26 · Recital 27 · Recital 28 · Recital 29 · Recital 30 · Recital 31 · Recital 32 · Recital 33 · Recital 34 · Recital 35 · Recital 36 · Recital 37 · Recital 38 · Recital 39 · Recital 40 · Recital 41 · Recital 42 · Recital 43 · Recital 44 · Recital 45 · Recital 46 · Recital 47 · Recital 48 · Recital 49 · Recital 50 · Recital 51 · Recital 52 · Recital 53 · Recital 54 · Recital 55 · Recital 56 · Recital 57 · Recital 58 · Recital 59 · Recital 60 · Recital 61 · Recital 62 · Recital 63 · Recital 64 · Recital 65 · Recital 66 · Recital 67 · Recital 68 · Recital 69 · Recital 70 · Recital 71 · Recital 72 · Recital 73 · Recital 74 · Recital 75 · Recital 76 · Recital 77 · Recital 78 · Recital 79
Chapter I - SCOPE AND DEFINITIONS
- amended Article 1 - Scope Chapter I
- amended Article 2 - Definitions Chapter I
Chapter II - REGISTRATION REQUIREMENTS
- amended Article 3 - Registration Chapter II
Chapter III - FREEDOM TO PROVIDE SERVICES AND FREEDOM OF ESTABLISHMENT
- amended Article 4 - Exercise of the freedom to provide services Chapter III
- amended Article 5 - Breach of obligations when exercising the freedom to provide services Chapter III
- amended Article 6 - Exercise of the freedom of establishment Chapter III
- amended Article 7 - Division of competence between home and host Member States Chapter III
- amended Article 8 - Breach of obligations when exercising the freedom of establishment Chapter III
- amended Article 9 - Powers in relation to national provisions adopted in the interest of the general good Chapter III
Chapter IV - ORGANISATIONAL REQUIREMENTS
- amended Article 10 - Professional and organisational requirements Chapter IV
- amended Article 11 - Publication of ‘general good’ rules Chapter IV
- amended Article 12 - Competent authorities Chapter IV
- amended Article 13 - Cooperation and exchange of information between the competent authorities of Member States Chapter IV
- amended Article 15 - Out-of-court redress Chapter IV
Chapter IV · 2 unchanged
Chapter V - INFORMATION REQUIREMENTS AND CONDUCT OF BUSINESS RULES
- amended Article 17 - General principle Chapter V
- amended Article 18 - General information provided by the insurance intermediary or insurance undertaking Chapter V
- amended Article 19 - Conflicts of interest and transparency Chapter V
- amended Article 20 - Advice, and standards for sales where no advice is given Chapter V
- amended Article 22 - Information exemptions and flexibility clause Chapter V
- amended Article 23 - Information conditions Chapter V
- amended Article 24 - Cross-selling Chapter V
- amended Article 25 - Product oversight and governance requirements Chapter V
Chapter V · 1 unchanged
Chapter VI - ADDITIONAL REQUIREMENTS IN RELATION TO INSURANCE-BASED INVESTMENT PRODUCTS
- amended Article 26 - Scope of additional requirements Chapter VI
- amended Article 28 - Conflicts of interest Chapter VI
- amended Article 29 - Information to customers Chapter VI
- amended Article 30 - Assessment of suitability and appropriateness and reporting to customers Chapter VI
Chapter VI · 1 unchanged
Chapter VII - SANCTIONS AND OTHER MEASURES
- amended Article 31 - Administrative sanctions and other measures Chapter VII
- amended Article 32 - Publication of sanctions and other measures Chapter VII
- amended Article 33 - Breaches, and sanctions and other measures Chapter VII
- amended Article 34 - Effective application of sanctions and other measures Chapter VII
- amended Article 35 - Reporting of breaches Chapter VII
- amended Article 36 - Submitting information to EIOPA in relation to sanctions and other measures Chapter VII
Chapter VIII - FINAL PROVISIONS
- amended Article 37 - Data protection Chapter VIII
- amended Article 39 - Exercise of the delegation Chapter VIII
- amended Article 41 - Review and evaluation Chapter VIII
- amended Article 42 - Transposition Chapter VIII
- amended Article 44 - Repeal Chapter VIII
Chapter VIII · 5 unchanged
Article 38 · Article 40 · Article 43 · Article 45 · Article 46
Annexes
- amendedrenamed Annex I - MINIMUM PROFESSIONAL KNOWLEDGE AND COMPETENCE REQUIREMENTS (as referred to in Article 10(2) was “Annex I”
- amendedrenamed Annex II - PART A was “Annex II”
- amendedrenamed Annex III - Correlation table was “Annex III”