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Preamble

Preamble

DIRECTIVE (EU) 2026/804 OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL

of 30 March 2026

amending Directive 2014/49/EU as regards the scope of deposit protection, the use of deposit guarantee schemes funds, cross-border cooperation, and transparency

(Text with EEA relevance)

THE EUROPEAN PARLIAMENT AND THE COUNCIL OF THE EUROPEAN UNION,

Having regard to the Treaty on the Functioning of the European Union, and in particular Article 53(1) thereof,

Having regard to the proposal from the European Commission,

After transmission of the draft legislative act to the national parliaments,

Having regard to the opinion of the European Central Bank 1,

After consulting the European Economic and Social Committee,

After consulting the Committee of the Regions,

Acting in accordance with the ordinary legislative procedure 2,

Whereas:

HAVE ADOPTED THIS DIRECTIVE:

  1. 1 OJ C 307, 31.8.2023, p. 19 . ↩
  2. 2 Position of the European Parliament of 24 April 2024 ( OJ C, C/2025/3754, 17.9.2025, ELI: http://data.europa.eu/eli/C/2025/3754/oj ) and position of the Council at first reading of 5 March 2026 (not yet published in the Official Journal). Position of the European Parliament of 26 March 2026 (not yet published in the Official Journal). ↩
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