Preamble
Recitals 15
Chapter I - GENERAL PROVISIONS (Article 1-4) 4
Chapter II - STANDARDISED METHODOLOGY FOR EVALUATING THE RISKS FOR THE ECONOMIC VALUE OF EQUITY OF AN INSTITUTION’S NON-TRADING BOOK ACTIVITIES (Article 5-13) 9
Chapter III - STANDARDISED METHODOLOGY FOR EVALUATING THE RISKS FOR THE NET INTEREST INCOME OF AN INSTITUTION’S NON-TRADING BOOK ACTIVITIES (Article 14-16) 3
Chapter IV - CALCULATION OF THE STANDARDISED ECONOMIC VALUE OF EQUITY RISK MEASURE (Article 17) 1
Chapter V - CALCULATION OF THE STANDARDISED NET INTEREST INCOME RISK MEASURE (Article 18-24) 7
Chapter VI - SIMPLIFIED STANDARDISED METHODOLOGY FOR THE CALCULATION OF THE ECONOMIC VALUE OF EQUITY AND THE NET INTEREST INCOME (Article 25-26) 2
Chapter VII - FINAL PROVISION (Article 27) 1
Annexes 1
- Annex 1
Amending acts 1
- Commission Delegated Regulation (EU) 2025/1275from 17/07/2025

retail transactional deposit

Definitions over time (1)

14/05/2024 – 17/07/2025 Article 1, Commission Delegated Regulation (EU) 2024/857 Scope: Whole act

For the purposes of this Regulation, the following definitions apply:

‘retail transactional deposit’ means either of the following: a retail non-maturity deposit in a transactional account, which is an account in which salaries, income or expenses (‘transactions’) are regularly credited and debited; a retail non-maturity deposit which bears no interest, even in a high interest rate environment;

Each has its own scope, dates and uses. Open one to see when it applies.

No text uses this concept on 12/11/2026.