Credit intermediary

Defined in Article 4, Mortgage Credit Directive

Definitions over time (2)

1. 01/01/2018 – today applies on 12/11/2026 Article 4, Mortgage Credit Directive Scope: Whole act

   For the purposes of this Directive, the following definitions shall apply:

   ‘Credit intermediary’ means a natural or legal person who is not acting as a creditor or notary and not merely introducing, either directly or indirectly, a consumer to a creditor or credit intermediary, and who, in the course of his trade, business or profession, for remuneration, which may take a pecuniary form or any other agreed form of financial consideration: presents or offers credit agreements to consumers; assists consumers by undertaking preparatory work or other pre-contractual administration in respect of credit agreements other than as referred to in point (a); or concludes credit agreements with consumers on behalf of the creditor.

2. 28/02/2014 – 20/03/2014 Article 4, Mortgage Credit Directive Scope: Whole act

   For the purposes of this Directive, the following definitions shall apply:

   ‘Credit intermediary’ means a natural or legal person who is not acting as a creditor or notary and not merely introducing, either directly or indirectly, a consumer to a creditor or credit intermediary, and who, in the course of his trade, business or profession, for remuneration, which may take a pecuniary form or any other agreed form of financial consideration: presents or offers credit agreements to consumers; assists consumers by undertaking preparatory work or other pre-contractual administration in respect of credit agreements other than as referred to in point (a); or concludes credit agreements with consumers on behalf of the creditor.

Used in (252 places in 58 provisions on 12/11/2026)

Mortgage Credit Directive (252 in 58)

Recital 1 · Recital 2 · Recital 4² · Recital 8 · Recital 9 · Recital 10² · Recital 14³ · Recital 20 · Recital 22 · Recital 28⁴ · Recital 31² · Recital 32³ · Recital 33² · Recital 34 · Recital 35² · Recital 36 · Recital 37 · Recital 38 · Recital 39 · Recital 46 · Recital 47⁴ · Recital 48² · Recital 50 · Recital 53 · Recital 60 · Recital 64³ · Recital 68⁴ · Recital 69¹¹ · Recital 70³ · Recital 71⁴ · Recital 72⁶ · Recital 73³ · Recital 74⁵ · Recital 77² · Recital 79² · Article 1 · Article 4⁹ · Article 5 · Article 7⁶ · Article 9⁵ · Article 11 · Article 13² · Article 14⁵ · Article 15¹⁷ · Article 16² · Article 20³ · Article 22¹⁹ · Article 29²⁶ · Article 30⁶ · Article 31¹⁰ · Article 32¹² · Article 33⁵ · Article 34¹⁹ · Article 39² · Article 43³ · Article 44 · Annex II⁹ · Annex III⁴