credit intermediary

Defined in Article 3, Consumer Credit Directive

Definitions over time (1)

1. 21/06/2008 – today applies on 12/11/2026 Article 3, Consumer Credit Directive Scope: Whole act

   For the purposes of this Directive, the following definitions shall apply:

   ‘credit intermediary’ means a natural or legal person who is not acting as a creditor and who, in the course of his trade, business or profession, for a fee, which may take a pecuniary form or any other agreed form of financial consideration: presents or offers credit agreements to consumers; assists consumers by undertaking preparatory work in respect of credit agreements other than as referred to in (i); or concludes credit agreements with consumers on behalf of the creditor;

Used in (32 places in 14 provisions on 12/11/2026)

Consumer Credit Directive (32 in 14)

Recital 16² · Recital 17³ · Recital 20 · Recital 23 · Recital 24⁵ · Recital 27 · Article 3 · Article 5⁴ · Article 6² · Article 7 · Article 10² · Article 21⁵ · Annex II² · Annex III²