financial institution

Definitions over time (1)

25/06/2015 – 09/07/2018 Article 3, Fourth Anti-Money Laundering Directive Scope: Whole act

For the purposes of this Directive, the following definitions apply:

‘financial institution’ means: an undertaking other than a credit institution, which carries out one or more of the activities listed in points (2) to (12), (14) and (15) of Annex I to Directive 2013/36/EU of the European Parliament and of the Council (^{23}), including the activities of currency exchange offices (bureaux de change); an insurance undertaking as defined in point (1) of Article 13 of Directive 2009/138/EC of the European Parliament and of the Council (^{24}), insofar as it carries out life assurance activities covered by that Directive; an investment firm as defined in point (1) of Article 4(1) of Directive 2004/39/EC of the European Parliament and of the Council (^{25}); a collective investment undertaking marketing its units or shares; an insurance intermediary as defined in point (5) of Article 2 of Directive 2002/92/EC of the European Parliament and of the Council (^{26}) where it acts with respect to life insurance and other investment-related services, with the exception of a tied insurance intermediary as defined in point (7) of that Article; branches, when located in the Union, of financial institutions as referred to in points (a) to (e), whether their head office is situated in a Member State or in a third country;

Each has its own scope, dates and uses. Open one to see when it applies.

No text uses this concept on 12/11/2026.