financial institution

Defined in Article 2, Anit Money Laundering Regulation (AMLR)

Definitions over time (1)

1. 09/07/2024 – today applies on 11/11/2026 Article 2, Anit Money Laundering Regulation (AMLR) Scope: Whole act

   1. For the purposes of this Regulation, the following definitions apply:

   ‘financial institution’ means: an undertaking other than a credit institution or an investment firm, which carries out one or more of the activities listed in points (2) to (12), (14) and (15) of Annex I to Directive 2013/36/EU of the European Parliament and of the Council ( 32 ), including the activities of currency exchange offices (bureaux de change), but excluding the activities referred to in point (8) of Annex I to Directive (EU) 2015/2366, or an undertaking the principal activity of which is to acquire holdings, including a financial holding company, a mixed financial holding company and a financial mixed activity holding company; an insurance undertaking as defined in Article 13, point (1), of Directive 2009/138/EC of the European Parliament and of the Council ( 33 ), insofar as it carries out life or other investment-related assurance activities covered by that Directive, including insurance holding companies and mixed-activity insurance holding companies as defined, respectively, in Article 212(1), points (f) and (g), of Directive 2009/138/EC; an insurance intermediary as defined in Article 2(1), point (3), of Directive (EU) 2016/97 where it acts with respect to life insurance and other investment-related insurance services, with the exception of an insurance intermediary that does not collect premiums or amounts intended for the customer and which acts under the responsibility of one or more insurance undertakings or intermediaries for the products which concern them respectively; an investment firm as defined in Article 4(1), point (1), of Directive 2014/65/EU of the European Parliament and of the Council ( 34 ); a collective investment undertaking, in particular: an undertaking for collective investment in transferable securities (UCITS) as defined in Article 1(2) of Directive 2009/65/EC and its management company as defined in Article 2(1), point (b), of that Directive or an investment company authorised in accordance with that Directive and which has not designated a management company, that makes available for purchase units of UCITS in the Union; an alternative investment fund as defined in Article 4(1), point (a), of Directive 2011/61/EU and its alternative investment fund manager as defined in Article 4(1), point (b), of that Directive that fall within the scope set out in Article 2 of that Directive; a central securities depository as defined in Article 2(1), point (1), of Regulation (EU) No 909/2014 of the European Parliament and of the Council ( 35 ); a creditor as defined in Article 4, point (2), of Directive 2014/17/EU of the European Parliament and of the Council ( 36 ) and in Article 3, point (b), of Directive 2008/48/EC of the European Parliament and of the Council ( 37 ); a credit intermediary as defined in Article 4, point (5), of Directive 2014/17/EU and in Article 3, point (f), of Directive 2008/48/EC, when holding the funds as defined in Article 4, point (25), of Directive (EU) 2015/2366 in connection with the credit agreement, with the exception of the credit intermediary carrying out activities under the responsibility of one or more creditors or credit intermediaries; a crypto-asset service provider; a branch of a financial institution referred to in points (a) to (i), when located in the Union, whether its head office is located in a Member State or in a third country;

Used in (62 places in 30 provisions on 11/11/2026)

Anit Money Laundering Regulation (AMLR) (62 in 30)

Recital 10² · Recital 20 · Recital 22⁶ · Recital 44 · Recital 51 · Recital 53² · Recital 67 · Recital 80 · Recital 81³ · Recital 100² · Recital 140² · Recital 146 · Recital 151 · Recital 158 · Recital 159 · Article 2⁸ · Article 3² · Article 10 · Article 19 · Article 21 · Article 22³ · Article 23 · Article 26 · Article 34² · Article 35 · Article 36² · Article 38⁵ · Article 39³ · Article 74 · Article 79⁴