Preamble
Recitals 17
Article 1 - Definitions
Section 1 - Information to be made available for all securitisations (Article 2-4) 3
Section 2 - Information to be made available for securitisations for which a prospectus has to be drawn up (public securitisations) (Article 5-8) 4
Section 3 - Common provisions (Article 9-13) 5
Annexes 15
- Annex I
- Annex II
- Annex III
- Annex IV
- Annex V
- Annex VI
- Annex VII
- Annex VIII
- Annex IX
- Annex X
- Annex XI
- Annex XII
- Annex XIII
- Annex XIV
- Annex XV

debt service coverage ratio

Definitions over time (1)

23/09/2020 – today applies on 11/11/2026 Article 1, Commission Delegated Regulation (EU) 2020/1224 Scope: Whole act

For the purposes of this Regulation, the following definitions shall apply:

‘debt service coverage ratio’ means the annual rental income generated by commercial real estate that is wholly or partially financed by debt, net of taxes and net of any operational expenses to maintain the property’s value, relative to the annual combined interest and principal repayment on a borrower’s total debt over a given period on the loan secured by the property;