Preamble
Recitals 79
Chapter I - SCOPE AND DEFINITIONS (Article 1-2) 2
Chapter II - REGISTRATION REQUIREMENTS (Article 3) 1
Chapter III - FREEDOM TO PROVIDE SERVICES AND FREEDOM OF ESTABLISHMENT (Article 4-9) 6
Chapter IV - ORGANISATIONAL REQUIREMENTS (Article 10-16) 7
Chapter V - INFORMATION REQUIREMENTS AND CONDUCT OF BUSINESS RULES (Article 17-25) 9
Chapter VI - ADDITIONAL REQUIREMENTS IN RELATION TO INSURANCE-BASED INVESTMENT PRODUCTS (Article 26-30) 5
Chapter VII - SANCTIONS AND OTHER MEASURES (Article 31-36) 6
Chapter VIII - FINAL PROVISIONS (Article 37-46) 11
Annexes 3
Amending acts 4

home Member State

Definitions over time (1)

22/02/2016 – 23/02/2018 Article 2, Insurance Distribution Directive (IDD) Scope: Whole act

‘home Member State’ means: where the intermediary is a natural person, the Member State in which his or her residence is situated; where the intermediary is a legal person, the Member State in which its registered office is situated or, if under its national law it has no registered office, the Member State in which its head office is situated;

Each has its own scope, dates and uses. Open one to see when it applies.

No text uses this concept on 12/11/2026.