Question
This question aims to clarify the validation rule v4134_m of the Funding Plan template. This validation rule states that the total deposits reported under "P 02.01 - Insured and uninsured deposits" must be equal or smaller than the deposits reported on lines 020, 060 and 120 of the frame "P 01.02 - Liabilities". Due to several reporting issues we intend to clarify if the total deposits reported under "P 02.01 - Insured and uninsured deposits" only refer to retail deposits under the Article 411.2 of CRR
Background on the question
This question was made by a reporting institution and we have found several inconsistencies in other reports.
Answer
Only retail deposits under Article 411.2 of Regulation (EU) No 575/2013 (CRR) shall be reported as defined in the references in template P 02.01 of Annex I to Guideline EBA/GL/2014/04.