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Article 16 - Low-value transactions

Article 16
Low-value transactions

Payment service providers shall be allowed not to apply strong customer authentication, where the payer initiates a remote electronic payment transaction provided that the following conditions are met:

(a)

the amount of the remote electronic payment transaction does not exceed EUR 30; and

(b)

the cumulative amount of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed EUR 100; or

(c)

the number of previous remote electronic payment transactions initiated by the payer since the last application of strong customer authentication does not exceed five consecutive individual remote electronic payment transactions.

Official text · consolidated version 25/07/2023 (in force) Open full page ↗
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