(20)In accordance with the procedure set out in Article 10 of Regulation (EU) No 1093/2010, the Commission has endorsed with amendments the draft regulatory technical standards submitted by EBA explaining the reasons for the amendments. EBA provided a formal opinion, accepting the proposed amendments with the exception of those relating to the introduction of an explicit prohibition of indirect intragroup funding and the introduction of a tacit agreement mechanism for the general prior permission to reduce eligible liabilities by entities the MREL of which does not exceed the own funds requirements.