1. An incident shall be considered a major incident for the purposes of Article 19(1) of Regulation (EU) 2022/2554 where it has affected critical services as referred to in Article 6 and where either of the following conditions is fulfilled:
the materiality threshold referred to in Article 9(5), point (b), is met;
two or more of the other materiality thresholds referred to in Articles 9(1) to (6) are met.
2. Recurring incidents that individually are not considered a major incident in accordance with paragraph 1 shall be considered as one major incident where they meet all of the following conditions:
they have occurred at least twice within 6 months;
they have the same apparent root cause as referred to in Article 20, first subparagraph, point (b) of Regulation (EU) 2022/2554;
they collectively fulfil the criteria for being considered a major incident set out in paragraph 1.
Financial entities shall assess the existence of recurring incidents on a monthly basis. This paragraph does not apply to microenterprises and to financial entities listed in Article 16(1) of Regulation (EU) 2022/2554.