EIOPA shall apply the following criteria and factors in considering the relation of the PEPP to the type of PEPP saver to whom the PEPP is marketed or sold:
features characterising the PEPP saver’s skills and abilities, including the level of education, knowledge of and experience with other pension products, long-term investment products or selling practices and the PEPP saver’s vulnerability;
features characterising the PEPP saver’s economic situation, including income, wealth and the degree of dependence on the PEPP for an adequate retirement income;
the PEPP saver’s core financial objectives, including pension savings and need for risk coverage, including biometric risks;
whether the PEPP is being sold to a PEPP saver outside the intended target market, or whether the target market has not been adequately identified;
the eligibility for coverage by a national guarantee scheme, where such schemes exist.