ANNEX XI
‘ANNEX XIX
MCR RISK FACTORS FOR NON-LIFE AND HEALTH INSURANCE OR REINSURANCE OBLIGATIONS
Segment | Lines of business, as set out in Annex I, that the segment consists of | Factor for technical provisions for segment s (αs) | Factor for premiums written for segment s (βs) | |
1 | Medical expense insurance | 1 and 13 | 5,4 % | 4,7 % |
2 | Income protection insurance | 2 and 14 | 13,1 % | 8,0 % |
3 | Workers’ compensation insurance | 3 and 15 | 10,3 % | 9,0 % |
4 | Motor vehicle liability insurance and proportional reinsurance | 4 and 16 | 8,5 % | 9,4 % |
5 | Other motor insurance and proportional reinsurance | 5 and 17 | 7,5 % | 7,5 % |
6 | Marine, aviation and transport insurance and proportional reinsurance | 6 and 18 | 10,3 % | 14 % |
7 | Fire and other damage to property insurance and proportional reinsurance | 7 and 19 | 9,4 % | 7,5 % |
8 | General liability insurance and proportional reinsurance | 8 and 20 | 10,3 % | 13,1 % |
9 | Credit and suretyship insurance and proportional reinsurance | 9 and 21 | 16,0 % | 17,7 % |
10 | Legal expenses insurance and proportional reinsurance | 10 and 22 | 5,2 % | 7,8 % |
11 | Assistance and its proportional reinsurance | 11 and 23 | 20,3 % | 6,0 % |
12 | Miscellaneous financial loss insurance and proportional reinsurance | 12 and 24 | 18,6 % | 12,2 % |
13 | Non-proportional casualty reinsurance | 26 | 18,6 % | 15,9 % |
14 | Non-proportional marine, aviation and transport reinsurance | 27 | 18,6 % | 15,9 % |
15 | Non-proportional property reinsurance | 28 | 18,6 % | 15,9 % |
16 | Non-proportional health reinsurance | 25 | 15,9 % | 15,9 % |