Where Article 88 is complied with, insurance and reinsurance undertakings may calculate the capital requirement for health longevity risk as follows:
\mathrm{SCR}_{\mathrm{health-longevity}} = 0.2 \cdot q \cdot n \cdot 1.1^{(n-1)/2} \cdot \mathrm{BE}_{\mathrm{long}}
where, with respect to the policies referred to in Article 138(2):
(a)
q denotes the expected average mortality rate of the insured persons during the following 12 months weighted by the sum insured;
(b)
n denotes the modified duration in years of the payments to beneficiaries included in the best estimate;
(c)
BElong denotes the best estimate of the obligations subject to longevity risk.