Question
Dear Madam, Sir, Fiducial Banque received the first IP (instant payment) in 2024. On April 9, 2026, do we need to submit two declarations : the first for the year 2024 and the second for the year 2025 ? Thanks in advance for your response. Best regards Marwa Souissi
Background on the question
Regulation (EU) 2024/886 of the European Parliament and of the Council of 13 March 2024 amending Regulations (EU) No 260/2012 and (EU) 2021/1230 and Directives 98/26/EC and (EU) 2015/2366 as regards instant credit transfers in euro. Regulation (EU) No 260/2012 of the European Parliament and of the Council of 14 March 2012 establishing technical and business requirements for credit transfers and direct debits in euro and amending Regulation (EC) No 924/2009.
Answer
This question has been rejected because it does not fulfil the formal criteria for submission or the issue it raises is out of scope of the Q&A process and does not relate to the legislative acts referred to in Article 1(2) of the EBA Regulation and their associated delegated and implementing acts, guidelines and recommendations.