Question
Will the EBA publish loss rate data for Swiss residential and commercial property markets to enable institutions to apply preferential risk weights under Articles 125 and 126 CRR? If yes, what is the expected timeline?
Background on the question
Articles 125(2) and 126(2) CRR permit the EBA to publish loss rates for third countries where local competent authorities do not provide such data, provided statistically representative information is available. Switzerland is recognized as having an equivalent supervisory regime under Article 107(4) CRR, but no official loss rates for exposures secured by residential and commercial property exist. Without EBA data, institutions cannot apply preferential risk weights for Swiss exposures, creating regulatory inconsistency and competitive disadvantages for EU and EEA institutions with cross-border operations.
Answer
This question has been rejected because it falls outside the scope of the Q&A process.The question does not concern the interpretation or practical application of the existing legal framework, but rather requests the EBA to take a policy action and to indicate a potential timeline for such action.For further information on the purpose of this tool and on how to submit questions, please see “Additional background and guidance for asking questions”.